Monday, January 11, 2016
Tuesday, September 13, 2011
Nobody ever thinks it's going to happen to them. But the simple fact is that a car accident happens every 18 seconds in the United States. Even the most careful drivers can find themselves involved in one. You cannot predict the future, but you can be prepared with USAA Auto Insurance for the vehicles in your household. In most states, it is mandatory that drivers have auto insurance, which is why it's important to find out your state's minimum requirements.
You cannot predict the future, but you can be prepared with auto insurance for the vehicles in your household. In most states, it is mandatory that drivers have at least minimum coverage auto insurance, which is why it's important to find out your state's minimum requirements. But many drivers choose more than the minimum coverage requirements in order to protect themselves to a greater degree.
What is Auto Insurance?
Simply put, auto insurance is a safety net. It is a contract that you have with an insurance company in which you agree to pay a premium, and in the event of an accident, the company agrees to pay for your covered damages, as outlined in your specific insurance auto policy.
It is important to familiarize yourself with the terms 'premium' and 'deductible' when shopping for auto insurance.
An insurance premium is the amount of money your insurance company charges you for a certain policy.
Your deductible is the amount of money that you are responsible for paying when damages occur as the result of an accident. For example, if you have $500 in damages as the result of an accident and a $100 deductible on your auto policy, you are responsible for paying $100 of the total damages.
If you are responsible for causing an accident or damage to other vehicles, your insurance generally covers the costs of repairs, legal fees and medical coverage for those who suffered injuries in the accident. Insurance policies also cover costs incurred when your car is stolen or vandalized.
Thursday, September 8, 2011
If this is your first time applying for Gico car insurance coverage, you may find it especially helpful to work with a professional Gico car insurance advisor, who would help you avoid any pitfalls that a new car insurance seeker may face on their way. A Gico auto insurance customer service representative can help you to better understand the terms and conditions of your policy, including any exceptions or “hidden reefs” there may be. The sad fact is that many car owners end up under or over insured. If you are under-insured, you are insufficiently protected in case of a serious car accident. If you are over-insured, you are leaving your money on the desk of the insurance agent. A cheap auto protection specialist would help you to get an appropriate amount of Geiko insurance, which is just right for you.
Monday, July 23, 2007
Shopping for auto insurance is a necessity today, and looking for cheap car insurance almost sounds like an oxymoron. But it is possible to find cheap auto insurance from reputable insurance companies as long as you know what questions to ask first. Being smart is always going to get you on the best road to finding quality, cheap car insurance.
First question to ask in order to find cheap car insurance is, What do I want from my car insurance? Do your research and determine what you want and what you need. Make a list of coverages in order of what you need down to the frills of what you want. This way, when you shop around for cheap car insurance, you can see exactly how much insurance you can afford, but you also know exactly what you can live with and live without.
Second question to ask yourself when looking for your cheap car insurance is, What is my budget? Determine how much you can afford to spend each month/quarter/year on car insurance. As you get quotes for cheap car insurance, you will know exactly what you can afford.
Third, do your research into the companies from which you are getting cheap car insurance quotes. Ask yourself if they are reputable. There are two easy ways to determine if a cheap car insurance quote is coming from a reliable company. Ask friends/family and check ratings. You may be looking for cheap car insurance, but do not sacrifice reliability for a few dollars.
Fourth, ask yourself what you can do to make yourself a better candidate for cheap car insurance. How can you save money? First look at the things that can take you for being eligible for cheap car insurance to making it more expensive. Are you accident free? How is your credit rating? What neighborhood do you live in? Do you drive for work? How far do you drive? What do you do for a living? All these things go into determining if you can get cheap car insurance or if you will have to pay more. Try to change all the things you can, especially becoming a safer driver and improving your credit rating, in order to get the best cheap car insurance available.
Once you have your cheap car insurance quotes in front of you, then determine which company will work best for you. This is where ratings are important, and so are recommendations and other research. Take your time to determine which cheap car insurance quote you are going to purchase. Find out which company will do the most to service your needs with the best customer service for the least money.
Cheap car insurance doesn't mean skimping on insurance. You can find great deals out there for less money just by doing your research and understanding insurance will help you find cheap car insurance that is also good car insurance. Use our "free quote box" above and let us do the work. We compare major insurance companies in your area free of charge.