The USAA Auto Insurance information center contains tips on saving money on your car insurance, resources on filing claims and getting USAA Quotes online, safe driving tips and provides general information on auto insurance.
Nobody ever thinks it's going to happen to them. But the simple fact is that a car accident happens every 18 seconds in the United States. Even the most careful drivers can find themselves involved in one. You cannot predict the future, but you can be prepared with USAA Auto Insurance for the vehicles in your household. In most states, it is mandatory that drivers have auto insurance, which is why it's important to find out your state's minimum requirements.
You cannot predict the future, but you can be prepared with auto insurance for the vehicles in your household. In most states, it is mandatory that drivers have at least minimum coverage auto insurance, which is why it's important to find out your state's minimum requirements. But many drivers choose more than the minimum coverage requirements in order to protect themselves to a greater degree.
What is Auto Insurance?
Simply put, auto insurance is a safety net. It is a contract that you have with an insurance company in which you agree to pay a premium, and in the event of an accident, the company agrees to pay for your covered damages, as outlined in your specific insurance auto policy.
It is important to familiarize yourself with the terms 'premium' and 'deductible' when shopping for auto insurance.
An insurance premium is the amount of money your insurance company charges you for a certain policy.
Your deductible is the amount of money that you are responsible for paying when damages occur as the result of an accident. For example, if you have $500 in damages as the result of an accident and a $100 deductible on your auto policy, you are responsible for paying $100 of the total damages.
If you are responsible for causing an accident or damage to other vehicles, your insurance generally covers the costs of repairs, legal fees and medical coverage for those who suffered injuries in the accident. Insurance policies also cover costs incurred when your car is stolen or vandalized.
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This post helps you know some new aspects of auto insurance so that you can judge which insurance is beneficial for you. You also get an idea what you need to pay for what policy and for which company. Don't miss to read this post.
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